-
Kinsale Capital Group, Inc. has reported past fourth-quarter 2025 revenue of US$483.27 million and net income of US$138.62 million, alongside full-year 2025 revenue of US$1.87 billion and net income of US$503.61 million, and its board approved a quarterly cash dividend of US$0.25 per share payable in March 2026.
-
The company coupled these stronger earnings with a higher dividend and a US$250 million share repurchase authorization, signaling management’s focus on capital returns and underwriting-driven profitability despite pressure in its Commercial Property division.
-
Next, we’ll examine how Kinsale’s earnings beat and larger dividend influence its investment narrative around underwriting strength and capital returns.
The best AI stocks today may lie beyond giants like Nvidia and Microsoft. Find the next big opportunity with these 28 smaller AI-focused companies with strong growth potential through early-stage innovation in machine learning, automation, and data intelligence that could fund your retirement.
To own Kinsale, you need to be comfortable with a specialty insurer that leans heavily on disciplined underwriting, technology-enabled efficiency and a growing excess and surplus footprint. The latest earnings beat and higher capital returns support that thesis, but they do not remove the near term risk that intense competition and pricing pressure in Commercial Property could weigh on premium growth and margins, even as management emphasizes underwriting-driven profitability.
The most relevant move alongside these results is the board’s approval of a US$250 million share repurchase authorization, paired with the higher US$0.25 dividend. For investors focused on catalysts, this capital return package ties the earnings outperformance directly to shareholder payouts, but it also heightens the importance of monitoring how property competition and catastrophe exposure evolve as Kinsale continues to expand in homeowners and other volatile lines…
Read the full narrative on Kinsale Capital Group (it’s free!)
Kinsale Capital Group’s narrative projects $2.3 billion revenue and $546.8 million earnings by 2028.
Uncover how Kinsale Capital Group’s forecasts yield a $457.80 fair value, a 23% upside to its current price.
Three members of the Simply Wall St Community currently see Kinsale’s fair value between US$457.80 and about US$534, highlighting a wide spread of personal estimates. You are viewing those views against a business where underwriting discipline is central but Commercial Property competition and catastrophe exposed growth remain key swing factors for future performance.