Consumer appetite for flexible credit
The move aligns with broader trends in the fintech space, where embedded lending and flexible payment schedules are becoming the standard rather than the exception. According to the same survey, 60% of respondents said having flexible payment options is important when it comes to booking a holiday.
Additionally, 55% said they use a flexible payment option, with one in ten saying they always use that option when available.
With the 2026 travel landscape dominated by major global events such as the FIFA World Cup and Coachella, the ability to lock in prices early is a significant competitive advantage.
Airbnb has also predicted that as the need for less time on social media pairs with the need for “touching grass”, consumer attention will shift to focus on holidays.