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PayPal Holdings has expanded its dollar‑backed stablecoin, PayPal USD (PYUSD), to 70 markets worldwide, allowing consumers and businesses to buy, hold, send, receive, and convert PYUSD within PayPal accounts, with faster, lower‑cost cross‑border transfers and quicker access to proceeds.
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This global PYUSD rollout, backed by fully reserved US$ deposits and Treasuries and integrated into partnerships like TCS Blockchain and CellPoint Digital, positions PayPal more deeply inside blockchain‑based settlements and international merchant payment flows.
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We’ll now examine how PYUSD’s worldwide expansion and blockchain‑based settlements could reshape PayPal’s investment narrative as a broader commerce platform.
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To own PayPal today, you need to believe it can convert its huge payments footprint into a broader commerce and digital asset platform, even as core Branded Checkout faces pressure. The PYUSD rollout to 70 markets reinforces that broader-platform story, but it does not directly resolve the most immediate catalyst and risk: restoring confidence in PayPal’s core checkout growth and addressing the uncertainty created by the CEO change and securities class action suits.
The recent collaboration between TCS Blockchain and PYUSD, routing over US$1 billion of annual freight invoice flows through blockchain rails, ties directly into this stablecoin expansion. It shows how PYUSD can sit inside real B2B settlement flows, not just retail wallets, which is relevant for investors watching whether PayPal can offset slower traditional checkout growth with new payment rails and use cases anchored in blockchain-based settlements.
Yet, against these PYUSD opportunities, the unresolved allegations around PayPal’s past growth assurances are something investors should be aware of, especially as…
Read the full narrative on PayPal Holdings (it’s free!)
PayPal Holdings’ narrative projects $38.1 billion revenue and $5.4 billion earnings by 2028. This assumes 5.6% yearly revenue growth and a $0.7 billion earnings increase from $4.7 billion today.
Uncover how PayPal Holdings’ forecasts yield a $52.03 fair value, a 15% upside to its current price.
Some of the most pessimistic analysts were already baking in only about US$36.8 billion of revenue and US$4.9 billion of earnings by 2028, so when you compare that caution with how PYUSD challenges fears that digital currencies might bypass PayPal entirely, it shows just how wide the opinion gap can be and why it is worth exploring several different viewpoints before deciding what this latest news might mean for you.