Published on
December 29, 2025
With people living longer than ever before, retirement is no longer just about slowing down—it’s about enjoying life in new and exciting ways. For many looking to spend their later years abroad, Greece has emerged as the best place to retire, offering a mix of stunning landscapes, rich culture, and practical benefits for long-term residents. Its combination of affordability, welcoming communities, and official programs like the Financially Independent Person Visa makes it an ideal European destination for retirees seeking both comfort and adventure.
Greece Rises to the Top
International Living’s Annual Global Retirement Index has placed Greece as the number one retirement destination for 2026. The ranking evaluates countries on:
- Housing options and affordability
- Healthcare quality
- Visa programs and retiree benefits
- Climate and lifestyle
- Integration and community support
Jennifer Stevens, executive editor at International Living, notes, “Greece now offers what many retirees are searching for—beautiful scenery, accessible residency options, and a lifestyle that feels rich in every sense.” For those seeking the best place to retire, Greece’s blend of history, sunshine, and practical amenities is hard to beat.
The Financially Independent Person Visa
The Financially Independent Person Visa is Greece’s main pathway for non-EU retirees who want to live in the country long term. This program grants residence to individuals who can demonstrate sustainable income from pensions, savings, or other sources, without the need to work in Greece. Key advantages include:
- Eligibility for long-term residency in Greece with renewal options
- Access to the Greece healthcare system for public services once legally resident
- Eligibility for Greek tax incentives for retirees under certain conditions
- Ability to travel freely across the Schengen Zone with Schengen residency benefits
For example, Patricia Mahan and Dan Matarazzo from the U.S. purchased a two-bedroom home in Kritsa, Crete, in 2023 for $150,000. They sought a balance of village life and proximity to modern amenities like hospitals, airports, and farmers’ markets—showing how the visa program aligns with practical living needs.
Other Top Retirement Destinations
While Greece claims the top spot, the Global Retirement Index highlights several other countries excelling in specific categories.
France
- Universal healthcare rated highest among all countries
- Rich culture, cuisine, and vibrant cities
- Despite legislative changes, France remains a top choice for retirees
Thailand
- High marks for cost of living and climate
- Retirees often use a Thailand Marriage Visa for residency
- Quiet, safe locations like Sam Roi Yot attract retirees seeking peaceful surroundings
Portugal
- Exceptional healthcare and climate
- Ideal D7 “passive income” visa for retirees with modest steady income
- Affordable towns outside Lisbon and Porto offer relaxed living
Spain
- Strong healthcare and affinity scores
- Non-Lucrative visa allows residence without employment
- Catalonia offers public health access and affordable living outside major cities
Italy
- Highest scores for ease of integration
- Strong healthcare system alongside historic, welcoming communities
- Retirees enjoy restoring old properties and participating in local life
Costa Rica
- Leads in climate and environmental protection
- Home to the Nicoya Peninsula, one of the world’s five “blue zones” known for longevity
- Renewable energy and protected rainforests add to a healthy lifestyle
Malaysia
- Low cost of living with high governance scores
- Malaysia My Second Home (MM2H) program offers long-term residency
- Penang is celebrated for cuisine, historic architecture, and outdoor activities
Mexico
- One of the largest North American expat populations
- Strong infrastructure and affordable healthcare
- Easy residency process with welcoming local communities
Advantages of Retiring in Greece
Choosing Greece as the best place to retire comes with several key advantages for those seeking a fulfilling and secure retirement:
- Healthcare Access: The Greece healthcare system provides a combination of public and private services for residents, ensuring quality care.
- Residency and Travel: Retirees benefit from long-term residency in Greece and Schengen residency benefits, allowing visa-free travel across much of Europe.
- Financial Incentives: Many retirees can take advantage of Greek tax incentives for retirees, which can reduce the tax burden on foreign pension income.
- Community and Lifestyle: From bustling towns to quiet islands, Greece offers vibrant, welcoming communities and a rich cultural experience.
- Affordability: Housing, food, and daily expenses are often lower than in many Western European countries, allowing retirees to stretch their savings.
Preparing for a Move
Planning to retire in Greece requires careful preparation:
- Verify income and savings to meet visa requirements
- Secure private health insurance for visa approval
- Research towns or islands that match lifestyle preferences
- Understand local tax rules for foreign retirees
- Explore cultural, recreational, and community activities for engagement
By taking these steps, retirees can transition smoothly into life in Greece and make the most of their golden years.
Conclusion
For those seeking the best place to retire, Greece offers an unmatched combination of practical benefits and lifestyle appeal. The Financially Independent Person Visa provides a structured path for long-term residency in Greece, access to the Greece healthcare system, and opportunities to enjoy Schengen residency benefits. Coupled with Greek tax incentives for retirees, a low cost of living, and vibrant communities, Greece delivers everything retirees are looking for in a new home. Whether it’s sun-soaked islands, historic villages, or bustling towns, Greece makes it possible to enjoy a fulfilling, worry-free retirement in one of Europe’s most welcoming countries.
