When Courtlynn Dickey was a freshman at American University, he opened his first credit card. He racked up more debt than he meant to and headed to a bank for help, but said the banker used terms he didnât know.
âWhen I talked to my banker, my banker's talking to me about FICO. I'm like, wait, I thought we were talking about payment!â Dickey recalled.
As soon as he left, he asked ChatGPT to explain the acronym.
âI said, âWhat is FICO, why is it important and why do I need to care?ââ he told News4, referring to a type of credit score used by lenders.
The AI tool didnât just break down financial terms on the fly. Soon, it became his go-to financial assistant with help on budgeting, saving and even planning his work schedule. Eager to pay down that credit card, Dickey said he uses ChatGP...